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3) Go to TheVoiceofJobSeekers.com and press the “Send Voicemail” button to leave a message online
- The top common mistakes that people make in budgeting is not having one at all. The other top mistake is just keeping records of your bills
- Tiffany says, “Your budget is a fluid document.” Use an Excel spreadsheet, hair, food, eating out
- Start planning ahead of time for an anticipated leave. Start eliminating non-essential items depending on your anticipated opportunities
- “What is not essential?” Not spending is not saving. Saving is long-term when putting it away. Not spending is reallocating and sometimes create non-essential spending if not careful.
- Take your 401K with you and roll it over into a Roth IRA. Too many fees and tax penalties associated with drawing it down too soon
- Use focusgroup.com and part-time jobs to help float you until you find the job you want
- Tiffany helps women open up about their finances through her private Facebook group by sharing her challenges. She says it’s a “no-judgment zone.”
- The word “need” is often misused. Cable and hair are not always an essential