Money Archives - The Voice of Job Seekers

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In this episode, we focus on finances, keys to a sound budget, and how it can impact your career. Job seekers who survive the best during unemployment and underemployment understand the importance of controlling your expenses. If you need help in getting a better money perspective and motivation to getting your finances under control, this episode is for you. Controlling your budget will help your career.

Tiffany Aliche (@TheBudgetnista) aka, “The Budgetnista” is a popular financial adviser and money management expert. Tiffany is the bestselling author of the book, The One Week Budget (#1 Amazon / budgeting), and she and her financial advice has been featured on the TODAY show, PBS, TIME, and The New York. She also blogs for the Huffington Post. Women can reach out to Tiffany as she has her Live Richer Challenge site where more than 12,000 women have accessed her money plans.

What is one financial challenge that you would like to overcome?

Here are three ways you can add value to our conversation:

1) Leave a voice mail or text message at 708-365-9822. Let me know if I can share it on future shows

2) Email me: mark@thevoiceofjobseekers.com
3) Go to TheVoiceofJobSeekers.com and press the “Send Voicemail” button to leave a message online

Those of you who are career professionals can receive the additional bonus by leaving your blog, and I will link to it.

Here are our conversation highlights:

The top common mistakes that people make in budgeting is not having one at all. The other top mistake is just keeping records of your bills
Tiffany says, “Your budget is a fluid document.” Use an Excel spreadsheet, hair, food, eating out
Start planning ahead of time for an anticipated leave. Start eliminating non-essential items depending on your anticipated opportunities
“What is not essential?” Not spending is not saving. Saving is long-term when putting it away. Not spending is reallocating and sometimes create non-essential spending if not careful.
Take your 401K with you and roll it over into a Roth IRA. Too many fees and tax penalties associated with drawing it down too soon
Use focusgroup.com and part-time jobs to help float you until you find the job you want
Tiffany helps women open up about their finances through her private Facebook group by sharing her challenges. She says it’s a “no-judgment zone.”
The word “need” is often misused. Cable and hair are not always an essential

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About Mark Anthony Dyson

I am the "The Voice of Job Seekers," career consultant, job seeker advocate, career writer, and founder of this award-winning blog. I help the employed, unemployed, underemployed, and under-appreciated find jobs using job search strategies to navigate the new job market. I aim to give a safe place online to those with different needs, cultures, and ethnicities to find their voice in the job market. Thousands have read my career advice throughout the web as I write about everything from job search strategies to the mobile job search. I have published more than 400 articles on this blog and some of the largest career sites such as Recruiter.com, YouTern, and Come Recommended. I've been quoted in major online publications such as Monster, TIME/Money, Fortune, Business Insider and MSN. FlexJobs, JobMonkey, Aerotek, Career Pivot, and CareerSherpa listed my podcast as one of the top podcasts to help your job search. Love for you to sign up for the weekly newsletter. I share the latest articles I've written, new podcast episodes, and answer any questions you may have. The new job search is scary and if you need help, I am here for it!

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About Mark Anthony Dyson