Budget Archives - The Voice of Job Seekers

What Does Financial Planning Have to Do with Your Job Search?

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How is your financial footing? Is your job search financially ready? Are you taking on a new position and need to make sure you have the right benefits for you? I talked with Aja (ah-jah) McClanahan to discuss things you to consider preparing for a job search, during a job search, accepting an offer, and at the start of a new one.

Got comments about the show? Here’s how you can join the conversation:

– Call and leave a voicemail at 708-365-9822, or text your comments to the same number

– Go to TheVoiceofJobSeekers.com, press the “Send Voicemail” button on the right side of your screen and leave a message

– Send email feedback to mark@thevoiceofjobseekers.com

Here is more information about Aja:

Aja is the founder of Principles of Increase, a site that helps people dump financial habits and debt, make extra money and build wealth. Her blog has many helpful tools and resources to improve your financial journey. She’s been featured in Inc., Yahoo Finance, and MarketWatch.

Here are a few highlights from the show:

Aja offers advice for those who do Air BnB as an example of how companies were helping those who were on Federal furlough
Talking to creditors – They are often helpful
Being a saver is creating a good financial habit
Digit and Tip yourself apps are helpful to save money
Hide money from yourself
Aja explains how her kids make money for their future
Move tax-deferred accounts with your jobs with comparable accounts – “Don’t forget the loot!”
Have an exit plan before it’s needed on how you want to move your money
Negotiating: You don’t have to take the “boilerplate” offer

If you haven’t signed up for my email list to get my free eGuide, 219 Easy Modern Job Search Tips for 2019, then you can get it immediately here! You can also get up-to-date job search tips through this newsletter!

About Mark Anthony Dyson

I am the "The Voice of Job Seekers," career consultant, job seeker advocate, career writer, and founder of this award-winning blog. I help the employed, unemployed, underemployed, and under-appreciated find jobs using job search strategies to navigate the new job market. I aim to give a safe place online to those with different needs, cultures, and ethnicities to find their voice in the job market. Thousands have read my career advice throughout the web as I write about everything from job search strategies to the mobile job search. I have published more than 400 articles on this blog and some of the largest career sites such as Recruiter.com, YouTern, and Come Recommended. I've been quoted in major online publications such as Monster, TIME/Money, Fortune, Business Insider and MSN. FlexJobs, JobMonkey, Aerotek, Career Pivot, and CareerSherpa listed my podcast as one of the top podcasts to help your job search. Love for you to sign up for the weekly newsletter. I share the latest articles I've written, new podcast episodes, and answer any questions you may have. The new job search is scary and if you need help, I am here for it!

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In this episode, we focus on finances, keys to a sound budget, and how it can impact your career. Job seekers who survive the best during unemployment and underemployment understand the importance of controlling your expenses. If you need help in getting a better money perspective and motivation to getting your finances under control, this episode is for you. Controlling your budget will help your career.

Tiffany Aliche (@TheBudgetnista) aka, “The Budgetnista” is a popular financial adviser and money management expert. Tiffany is the bestselling author of the book, The One Week Budget (#1 Amazon / budgeting), and she and her financial advice has been featured on the TODAY show, PBS, TIME, and The New York. She also blogs for the Huffington Post. Women can reach out to Tiffany as she has her Live Richer Challenge site where more than 12,000 women have accessed her money plans.

What is one financial challenge that you would like to overcome?

Here are three ways you can add value to our conversation:

1) Leave a voice mail or text message at 708-365-9822. Let me know if I can share it on future shows

2) Email me: mark@thevoiceofjobseekers.com
3) Go to TheVoiceofJobSeekers.com and press the “Send Voicemail” button to leave a message online

Those of you who are career professionals can receive the additional bonus by leaving your blog, and I will link to it.

Here are our conversation highlights:

The top common mistakes that people make in budgeting is not having one at all. The other top mistake is just keeping records of your bills
Tiffany says, “Your budget is a fluid document.” Use an Excel spreadsheet, hair, food, eating out
Start planning ahead of time for an anticipated leave. Start eliminating non-essential items depending on your anticipated opportunities
“What is not essential?” Not spending is not saving. Saving is long-term when putting it away. Not spending is reallocating and sometimes create non-essential spending if not careful.
Take your 401K with you and roll it over into a Roth IRA. Too many fees and tax penalties associated with drawing it down too soon
Use focusgroup.com and part-time jobs to help float you until you find the job you want
Tiffany helps women open up about their finances through her private Facebook group by sharing her challenges. She says it’s a “no-judgment zone.”
The word “need” is often misused. Cable and hair are not always an essential

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Got comments about the show? Here’s how you can join the conversation:

Here is more information about Aja:

Here are a few highlights from the show:

About Mark Anthony Dyson

About Mark Anthony Dyson